Tuesday, May 26, 2020

Health Insurance and the Need for Reform Essay - 958 Words

Insurance is a mess of mazes that leads to one outcome: one only reaps what one sows. The sowing involves lifetimes of work; hours tick away, and workers clock-in and clock-out. Near the big golden moment of retirement, some stress about their comfort in old age. It is the dream of many to find a pillow after slaving away, but for some, it is a time of discernment. Those who did not work need a cushion just as well. Maybe their children, grown and employed, could return the care they once received. Insurance is as ancient as Babylon. The first policy dates back to 2100 B.C.; specifically, it is the Code of Hammurabi. A loan from a trader made certain his valuable cargo traveled safe from the harm of thieves or storms (Marples). The†¦show more content†¦The company can then cover all members; they use the money like a shared pot in poker to pay for each insurance member’s needs. Her premium cost rises as the company’s population of members grows (Cleland). With no dependents to claim, a city employee has $469.40 of coverage paid for by the city. The premium for an employee to insure a spouse is $938.80 under the Association of Washington Cities (AWC). The senior interviewed stated she had tapped into her Social Security through Medicare under Part B and Part D. The first calls for an approximate payment of $93 from Social Security to Medicare in order to cover procedures concerning health. The second plan covers any medications she needs. An example of a procedure was her latest CAT scan; the total costs amounted to just over $5,000. Medicare paid for 96.6% of the bill. The remainder was paid by Medigap, a plan covered by her premium (Cleland). Since the price Social Security pays to insure a senior is $197, claiming a senior relative would be cheaper than claiming a spouse, so the city can afford it. The medications and procedures would still be covered. These particular plans of coverage have a very low bill for medications. Prices range from a maximum co-pay of $35 for brand name drugs down to just $4 for generic drugs (AWC). This would also put the Social Security check in the elder’s pocket, thus it could be spent on taxable merchandise for economic revenue. TheseShow MoreRelatedChina s Reform Plan For Implementing Healthcare System Reform1359 Words   |  6 Pages China’s reform plan in 2009 Almost at the time, China released two important healthcare reform documents in 2009. The first, the State Council’s Opinions on Furthering Healthcare System Reform is a broad document that sets the reform framework through 2020. The second, the Ministry of Health’s Implementation Plan for Immediate Priorities in Healthcare System Reform, provides a more detailed map for the next three years. According to the China BusinessRead MoreSocialized Medicine And The Health Care Reform1462 Words   |  6 PagesSocialized Medicine and the Health Care Reform are two different types of Health Care programs. Socialized includes everything related to Health Care, where the Health Care Reform cover mainly health insurance and cutting cost. One form of socialized medicine is Great Britain National Health Service or NHS. Describe socialized medicine and Health Care Reform. Describe health care exchange programs in Obama Care and socialized medicine. How are they the same and are they different? Socialized MedicineRead MoreCrt/205 Week 21353 Words   |  6 Pages manual distractions and cognitive distractions. These will be very hard for drivers as they need to be very careful in it while driving with a child. Thus the stated premise is the way of driving without distractions and unstated premise is dealing with children. Then it is considered as a hard one where there is a child in the backseat and will make it harder for drivers. Therefore the drivers need to have good fours on all these distractions as it will make the driver to make an accident. TheRead MoreHealth Care Reform And The Affordable Care Act1739 Words   |  7 Pagestopic of health care reform and health care costs in the national spotlight again. Once employers starting abandoning in managing the care. The purpose of this paper is discuss the Health Care Reforms of the key issues, challenges, opportunities and is the health care reform good thing or not. The enactment of the health care reform comes from the path of dependence. The Health Care Reform, was passed by President Obama, this is a federal government’s role that is financed by delivering a health careRead MoreThe Affordable Care Act ( Aca ) For All Americ ans971 Words   |  4 PagesMarch 2010 having health insurance was optional for all Americans. On March 23rd of 2010 Obama’s health care reforms timeline began. The health care reform is also called the Affordable Care Act (ACA) for short. The affordable care act should â€Å"provide affordable, quality health care for all Americans and reduce the growth in health care spending†¦Ã¢â‚¬  (Healthcare). Obama’s new health care plan is forcing all Americans to get health insurance and those who don’t get health insurance will be penalizedRead MoreHealthcare Systems And Health Insurance1583 Words   |  7 Pagesaccommodate the ever-changing needs of the human body. Along side the developing healthcare system, health insurance has been modified too. To remain profitable, health insurance companies must change their policy to provide coverage for the increasing demand of healthcare services. However, the expansion of healthcare insurance also creates cracks in the system that need to be filled through improved healthcare reform legislation. The main source of profit for healthcare insurance companies is through premiumsRead MoreAn Over View of the Affordable Care Act1319 Words   |  5 Pagesdozens of failed attempts and proposals for Universal Health Care the Affordable Care Act (ACA) was finally passed by Congress in 2010. When the bill was first assembled in the House, Nancy Pelosi, Speaker of the House, was able to achieve consensus where others had failed. Pelosi told the three separate Committees that were working on the three bills that they must work together to create one bill, not three separate bills (Emanuel, History of Reform and ACA Overview, Lecture). The bill eventually passedRead MoreWhat Is Your Evaluation of the Effectiveness of the U.S. Health Care System in the Context of Delivery, Finance, Management, and/or Sustainability? What Are the Issues That Prompted a Need for Health Care Reform?896 Words   |  4 Pageseffectiveness of the U.S. health care system in the context of delivery, finance, ma nagement, and/or sustainability? What are the issues that prompted a need for health care reform? Support your answer with a credible data reference. Do not use a reference already used by another student. Health care reforms is one of the biggest issue for voters. With our aging population, complexity of illness and growing cost of health care, the government need a new approach to delivery of health care system. ThereRead MoreThe American Health Reform Act1596 Words   |  7 Pageshealthcare there needs to be a good variety of options that allows the consumer and people in business to fairly succeed. One proposal that I came to agree with is the American Health Reform Act of 2013 (AHRA). I will give a critical review of what the American Health Reform Act entails and how it differs from the Affordable Care Act (ACA) for the better. The American Health Care Reform Act contains some basic component of elements that works together to lower the cost of health care. In the articleRead MoreHealth Care Reform : The Analysis Of Healthcare Reform977 Words   |  4 PagesHealthcare Reform The complexity of health care could take the rates on a massive trajectory that does not favor the people covered. Therefore, the financial protection that the levels of health insurance covers, help to guard against the risks related to the unexpected costs of health care. The source of coverage could still have an impact by the insurance coverage and financing alternatives that one has access to; Conversely, private insurance, social insurance, and the national health services are

Friday, May 15, 2020

The Pros And Cons Of Literature - 1014 Words

Throughout a person s life, at least one book will be read. Some will keep reading, engaging their brain and diving more and more into literature. Others, will stop and say how reading novels has no benefit or that it s boring and so on and so forth. The negatives people say about literature are just excuses they give because some people don t like to make the time to read. Simply put, when people do this they are truly missing out, whether it is a short story or a story with one thousand pages. Novels like Proof by David Auburn, Everyday Use by Alice Walker, and Winter s Bone by Daniel Woodrell, all prove how literature can bring people together through experiences, thoughts, and emotions. These novels all address significant problems†¦show more content†¦People who read this novel would easily be able to sympathize with what she is going through, especially when Catherine s father passes. Unfortunately, people deal with deaths all the time and don t always know how to move forward, much like Catherine. The struggles she faces are struggles most any reader could understand because people see that some illness is passed on to each generation. Everyday Use by Alice Walker is a novel that is thoroughly engaged with generations and heritage. In this short story, Mama is waiting for the arrival of her Daughter, Dee. When Dee arrives, however, everything starts to go down the drain. The reader starts to learn more of how Dee looks down upon her family and her heritage. One of the beginning glimpses of this is when Mama talks about how Dee would read to us without pity; forcing words, lies and other folks habits, whole lives upon us two, sitting trapped and ignorant underneath her voice. She washed us a river of make-believe... (Walker, 288). Dee arrives in full bloom with her ostentatious outfit of bright colors and jewelry and speaking Wasuzoteano, a completely different language as a greeting, one her family obviously wouldn t know. Dee tries to forget about her family’s past, which is why she is acting this way. People from any culture would read this and may start to think of someone they know who would attempt t o distance themselves from their family. A person who doesn’t have much heritage or family heirloomsShow MoreRelatedRadio Frequency Identification For The Cosmetics Industry1463 Words   |  6 Pagesthose of the Luftwaffe. (RFID 2005). This paper is a very brief review of literature about RFID and its pros and cons with respect to the cosmetics industry. Methodology I input the search term RFID into a journal database and got thousands of hits—that s too many to be useful, so I added a limiter: RFID cosmetics. This came back with only a handful, which I m using in this paper. I also input RFID pros cons and got a few more, which I ll also include. The obvious conclusion isRead MoreA Pro-Choice Essay on Abortion1568 Words   |  6 Pagesï » ¿Pro-choice abortion Man was born with an inalienable aspect of choice and it is with this aspect that the person will die holding to, indeed, at individual levels people have even the choice between living and death and can decided to end their lives even without informing anyone about it. There have been various attempts to stall this menace in the USA but the approaches have always looked at the issue of teenage pregnancy as a religious and family value issue hence missing the point atRead MoreGun Control and the Second Ammendment to the Constitution Essay544 Words   |  3 Pages5 times more likely to get shot during an assault than people who don’t have a gun. Civilian disarmament empowers not only relatively small-time murderers†¦but also paves the way of major-league mass murderers. Such as Adolf Hitler. The medical literature con gun violence is biased, riddled with serious errors in facts, logic, and methodology, and thus utterly unreliable (38). Handgun ownership has increased about 3.5 times more than the population increase since the end of world was 2 with no comparableRead MorePros and Cons School Uniform1515 Words   |  7 PagesPros and Cons of School Uniforms Trina Warren Liberty University Professor Mink GRST 500/501 June 17, 2013 Abstract The decision for school district to enforce school uniforms has been in existence since the 16th century. School uniforms were originally created for poor children; however, over time, schools saw uniforms as a way to bring students together. There has been debate whether uniforms improve academic success while reducing affiliation of violence. There is opinion and study thatRead MoreSleep Well Motel1508 Words   |  7 PagesBackground on the Sleep Well Motel As Will began to pull his thoughts together, he reviewed what he had already learned about the Sleep Well Motel. This information had been gained through the telephone conversation with Mr. Bennington plus sales literature and a brief historical sketch that had been included with data sent by Mr. Bennington. The motel had 80 rooms. It was affiliated with a chain several years ago, but was no longer associated with that company. The property was located off U.S. HighwayRead MoreHistory Of The Preval Of Prayer In Public Education1538 Words   |  7 Pagesprayer and biblical reading without warning in 1963 for students to understand, without proper education and not offering facilitator to teach students about religion. Students need to be exposed to literature from the divinity, to who God is, and the reasons of why atheist exist. In areas of literature, art and communicating the contents of religion regarding the differences in world religions (Russo, 2016). Education is a form to provide a clear and concise way in life, however, educating in religionRead MoreReflective Reflection1145 Words   |  5 Pageswill be to focus on learning trajectories and then return to my question regarding the Simon article. I need to get clear in my mind what the field considers a learning trajectory and then consider what has been identified in the literature as learning trajectory pros and cons. The report produced by Daro et al. provides a definition of trajectories (or progressions) that is accessible to many levels and applicable to many areas. According to Daro et al, â€Å"trajectories or progressions are ways of characterizingRead MoreCompensation at W.L. Gore Templete in Apa Format1054 Words   |  5 Pagesreferencing someone else’s theory or work to support findings. The key to this section is to apply the research findings in the â€Å"real world† (e.g., scholarly journal articles or published research. Note: Use IAU online library to assist in your literature review for this class). Remember, each case study must have the heading listed below and must be answered according to instructions; each heading is worth a percentage of each case grade. This is how I want your paper turned in. This section, ifRead MoreViolent Video Games : Positive And Negative Effects On Children And Adolescents774 Words   |  4 Pagesto Works Cited: Anderson, Craig A. and Brad J. Bushman. Effects of Violent Video Games on Aggressive Behavior, Aggressive Cognition, Aggressive Affect, Physiological Arousal, and Prosocial Behavior: A Meta-Analytic Review of the Scientific Literature. Psychological Science (0956-7976), vol. 12, no. 5, Sept. 2001, p. 353. Anderson, Craig A., et al. Violent Video Game Effects on Aggression, Empathy, and Prosocial Behavior in Eastern and Western Countries: A Meta-Analytic Review. PsychologicalRead MoreEssay On Homeschooling907 Words   |  4 Pagesof withdrawal that has to be given to the school principal or the local superintendent. Martin also went on to state that, â€Å"families that homeschool often combine certain subjects that do not necessarily grade or age-specific, such as history, literature, and the arts.† An example that was used is that, â€Å"children of various ages might study the same historical time together, and then be given assignments that reflect particular age and ability† (Martin, n.d). The largest drawback of homeschooling

Wednesday, May 6, 2020

How Teaching Communication Is Important for Academics Essay

Essays on How Teaching Communication Is Important for Academics Essay The paper "How Teaching Communication Is Important for Academics" is an outstanding example of an essay on education. Effective communication between two and more individuals is essential as it can help the sender and receiver to understand the messages clearly. There are several important elements that ensure the effectiveness of communication. The communication process can be seen as verbal or non-verbal. Teachers and students should communicate with each other effectively in the academic field in order to enhance the education process. This report will determine how teaching communication is important for academics.   Methodological Review Appropriate and effective research work is required in order to get the basic principles of positive incidents. There are several types of research methods, such as qualitative and quantitative. The article is based on qualitative research methodology as well as on several specific characteristics of this research. Qualitative research methodology can be implemented in a study based on its exploratory nature. Qualitative research generally focuses on in-depth emotional elements and feelings of an individual (Silverman, 2010). In addition to this, qualitative research used to focus on describing the process of defining and measuring variables. Qualitative research generally uses various types of subjective data. In addition to this, it extracts the meaning from these subjective data sets. The article has discussed several types and elements of the communication process. In addition to this, the article subjectively portrayed how effective communication skills can help a student to grow in its personal and professional career. The article followed critical social research approaches in order to understand how people communicate with each other, what communication type they follow and how much it is important for the students to have effective communication skills. This critical social research approach comes under a qualitative research methodology. Looking into these factors, it can be stated that the article is qualitative in its nature. Integrative Review There are several types of communication, such as oral communication, written communication, and interpersonal communication. It is very much important for the students to have significant communication skills. It is true that effective communication skills can help the students to enter successfully in their future careers. In addition to this, it can help to develop the emotional intelligence of students which can help them to minimize the level of difficulties. The teachers should try to make the students understand that communication is important for their future careers. Therefore, the teachers should groom their students in a required manner. It is the responsibility of both teachers and students. However, only communication is not important. The student also should have the ability to observe and listen to others. This particular process can help the students to provide an effective solution to several problems. In the case of speech presentation, managerial proposal or business deal, the students need to be flexible and should get ready to accept unexpected messages from another end. This flexibility can help them to make an effective decision. In addition to this, the teachers should help the students to have the practice of several interpersonal communication activities, such as body language, gesture, facial expression, and posture. These practices will help the students to build a strong image and personality among the colleagues and subordinates.

Tuesday, May 5, 2020

Digital Literacy free essay sample

We all must learn to expand our knowledge towards currently growing technology. Some of us have positive feelings about advances in technology, although many may fear the unknown. No one anticipates such drastic change in the way things work. We mustn’t fear change, for changes in the advancement of technology can only expand our current knowledge and apprehension of not only the modern world, but the history behind our everyday existence. However it is also important to not completely rely on technology in case of an emergency situation that might cause technology to fail. Someone who only relies on technology may find themselves, lost, or incapable of everyday life without it. It is important to have basic survival skills incase such an event was to occur. Video games had an influence on my digital literacy. The first video game system I acquired was a Super Nintendo. I started playing video games in my free time, when I was done with school, homework, and chores. When I first got my Super Nintendo I only had a few games for it. I thought it was the best game system ever. I would invite my friends over on the weekends to play Super Mario on my Super Nintendo. After a while I got many more games for the Super Nintendo. I continued to play my Super Nintendo with friends. Then one year for Christmas my parents bought me a PlayStation One. It had better graphics than the Super Nintendo and the games seemed to be slightly more advanced. I enjoyed playing the PlayStation One with Friends and alone in my free time. Upgrading to a PlayStation One from the Super Nintendo taught me that technology was advancing. The games on the PlayStation One were CD disks instead of Cartridges like the Super Nintendo had. A couple years after I had gotten my PlayStation One, PlayStation Two went on sale. I got a PlayStation Two for my birthday one year. The PlayStation Two had much better graphics than the PlayStation One. Also it could play the PlayStation One games as well as the PlayStation Two games. I liked to play the game Red Dead Revolver for PlayStation Two. Playing video games increased my hand eye coordination. Seeing the constantly evolving video game system industry made me realize how rapidly technology advances. Being accepting of the changes in technology, not only in the video game system industry, but in all technological advances as well, is important to help keep technology evolving and help enhance your digital literacy. Computers have had an influence on my digital literacy. It is amazing how much computers have advanced in the last few years. A noticeable advancement of computers in the last few years is there change in size. Computers used to be much larger than the typical computer that we see today. They also weigh less than they used to this makes computers easier to transport. Internet access is also much different these days. The internet nowadays is mainly wireless and much faster than it used to be. I remember when there used to be dial up internet and it would seem like it took 10 minutes to load a web page. Computers have also made communications easier than ever. Today, e-mail and Facebook is beginning to replace the ordinary post office and telephone as a way to keep in touch with loved ones, friends, and family. E-mail provides the best of both worlds. Email is instantaneous and free. Before e-mail, you had limited options, you could send a letter which would take days to arrive, or you could use the telephone, which would cost money if the call was long distance. The Internet also saves businesses money because they do not have to send out catalogs to thousands of customers. I remember when my parents got our first home computer. It was a Dell. It had a big tower that made weird noises when you turned it on. We had dial up internet that took a long time to load pages. I used the computer to play games and to do some homework assignments. Everyone in the family shared the same computer. After computers started to become a little lower in price my parents bought me my own lap top. I thought it was so cool. I could download music, play games, type my home work papers, and get on Facebook. The best thing about my lap top was I could take it with me and it was more portable than the home computer. Using the internet is beneficial for research; you have almost endless answers to any question you could imagine. A downfall to computers would be that you spend more time on the computer and less time going outside or being involved in physical activities. Also it can make your mind lazy. You get used to not having to read books or research at a library. Computers also take us away from socializing with others in person as commonly as we normally would. Cell phones have had an influence on my digital literacy. Cell phone technology has rapidly advanced in the last few years. Cell phones have decreased in size and now have a much wider variety of uses. Modern cell phones now are capable of having internet access. Built in cameras are also included in many varieties of modern cell phones. I remember when I got my first cell phone it was a Track Phone. I had to buy prepaid minute cards for my first cell phone. It only made phone calls and sent text messages. It couldn’t go online or take pictures. My second cell phone was a prepaid phone as well but it could take pictures. Taking pictures with my cell phone expanded my knowledge of digital photography, in this way it enhanced my digital literacy. My third phone could take pictures and was set up for being able to go online. Having a cell phone let me communicate with my friends more than I normally would have, in this way I benefited from being digital literate enough to use a cell phone. Digital literacy can have a varying impact on society today. The ever advancing technologies of the modern world create a drive for all of us to become more digitally literate. Threw out my life I’ve become more and more digitally literate although I still know there is much more to learn about technology. We all use technology in everyday life. Without the technological advances that we now have the world would be a very different place.